Loss of Use
Pays the additional costs of living in hotels, eating in restaurants, etc., while your living quarters are uninhabitable due to an insured loss. It also pays up to 20% of the amount of coverage on your persoanl property with no deductible.
Improvements, Alterations and Additions
We cover improvements, alterations and additions to rented property, up to 10% of the amount of coverage on your personal property.
Personal Property Away From Home
This coverage applies to your personal property anywhere in the world.
Personal Liability Coverage
This coverage gives you and your family living with you a 24-hour-a-day liability protection against claims caused by almost any unintentional act including the acts of your pets and unintentional acts connitted by you or qualified fimaly memebers, either on or off your premises.
Emergency First Aid
Pays expenses you incur for necessary medical and surgical aid to other people at the time of an accident covered by the policy.
Damage to Property of Others
We'll pay replacement cost up to $500 per loss for damage to property of others caused by a qualified family member, even when yu are not legally liable.
Personal Articles Floater
This is an additional option that extends coverage for your personal articles, such as jewelry, furs or fine arts, when their value is higher than the limits stated in the policy. It pays up to the insured value of the article.
Contents Replacement Cost
This additional option extends the coverage on your personal property to include the cost of repair or replacement without deduction for the depreciation, but no more than the policy limit.
