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Comprehensive coverage protects your vehicle by paying for losses resulting from fire, theft, falling objects, riots, storms, earthquakes, floods, collision with a bird or animal and other natural occurrences. Like Collision coverage, Comprehensive coverage generally includes a deductible. The collision coverage combined with the comprehensive coverage is often referred to as full coverage.

This coverage is not required by the State of Arizona but normally required by your financing company if your vehicle is leased or if you have an outstanding loan on the vehicle.