Bodily Injury - Pays for injury to others when you are at fault.
Property Damage - Pays for property damage when you are at fault.
Uninsured/Underinsured Motorist - Coverage for you if other driver is not insured or is underinsured.
Medical Payments - Pays for your own or your passenger's medical expenses.
Collision - Pays damages to your own vehicle.
Comprehensive - Pays for losses from fire, theft, storm, etc.
Deductible - The amount of a covered loss you agree to pay.